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5+ years of collective insurance experience
₹ 4000 Cr+ of cumulative risks insured
Offers financial security by covering repair and replacement costs for your home and personal belongings, reducing the impact of unexpected events.
Ensures that you can manage living expenses and maintain your lifestyle if your home is temporarily uninhabitable due to a covered loss.
Provides reassurance that you are protected against common risks such as fire, theft, and natural disasters, allowing you to focus on enjoying your home.
Safeguards against legal liabilities and associated costs if you are found responsible for injuries or damage to others.
Often required by mortgage lenders to protect their financial interest in the property.
Coverage for repair or replacement of the home’s structure if damaged by fire, storm, vandalism, or other covered perils.
Protection for personal belongings such as furniture, electronics, and clothing against damage or theft.
Protection against legal claims and expenses if someone is injured on your property or if you cause accidental damage to someone else’s property.
Coverage for temporary living costs if your home becomes uninhabitable due to a covered event, including hotel stays and meals.
Coverage for medical expenses if someone is injured on your property, regardless of fault.
Damage caused by floods is typically excluded. Separate flood insurance may be required to cover this risk.
Damage from earthquakes is generally excluded and may require additional coverage.
Damage resulting from normal wear and tear or maintenance issues is not covered.
Damage caused by intentional acts or criminal behavior by the insured or their family members.
Damage from pests such as termites or rodents is usually excluded.
Certain high-value items such as jewelry or art may require additional coverage or endorsements.
