Attract & Retain Top Talent with Great Health Coverage.
Customized, affordable plans that keep your employees happy and healthy.
Your One-Stop Solution For Group Health Insurance
- Custom Solutions for Teams
- Streamlined Onboarding Process
- Competitive Pricing Plans
- Dedicated Claims Assistance
- Custom Solutions for Teams
- Streamlined Onboarding Process
- Competitive Pricing Plans
- Dedicated Claims Assistance
4000+ Client Reviews Group Health Insurance Clients
What is GHI?
Group health insurance is a comprehensive health coverage solution designed for your entire team, all under one unified plan.
It enables employers to offer medical protection not just to employees, but also to their families at a significantly reduced cost. It provides access to quality care, supports well-being, and helps reduce out-of-pocket medical expenses.
What is covered under GHI?
From hospital stays to therapy chats, your team’s health is in good hands—every step of the way.
- Hospital Care: Cashless or reimbursed treatment when it counts.
- Pre & Post Care: Tests, meds, and doc visits before and after hospital stays? Covered.
- Maternity & Baby: From bump to baby, we’ve got it.
- Daycare Procedures: 900+ treatments without the overnight stay.
- Mental Health: Therapy sessions included—because brain health is real health.
- PED & Checkups: Annual health checkups to keep things in check.
- Wellness Boosters: Fitness tools, wellness perks, and more to keep your team thriving.
Why GHI? Because Your Health Deserves More Than Just a Perk
Group Health Insurance isn’t just a work benefit—it’s a game-changer for you and your crew.
- Better Coverage, Less Cost: Big-time benefits at way lower prices than going solo.
- Stay Healthy, Stay Winning: Easy access to care = fewer sick days, quicker bounce-backs.
- Peace of Mind: You’re covered, your family’s covered, life’s a little less stressful.
- Boss-Level Support: Shows your employer truly cares—hello loyalty, goodbye burnout.
- Smart Planning: HRA reports help you stay on top of your health before things go sideways.
It’s not just insurance—it’s a wellness upgrade for your whole work life.
Group Health Perks: Beyond the Basics!
Your group health insurance can offer more than just coverage for doctor visits and hospital stays. It also has added benefits of
Health Check-up
Your Session
Gym Membership
GHI: Your Team's Health, Simplified
Two Ways to Claim
- Cashless: Available at network hospitals. Requires pre-auth form and ID.
- Reimbursement: Pay first, claim later with original bills.(online portal, scanned paper)
Claim Timelines
- Inform insurer/TPA within 24–72 hours of hospitalization.
- Submit reimbursement docs within 10 –15 days after discharge.
Must-Have Documents
- Health card, government ID, hospital bills, discharge summary, prescriptions, tests.
Avoid Rejection By
- Keeping original documents, using network hospitals, and knowing policy limits (e.g., room rent caps, exclusions).
Insurance Partners
We’re Partners With 20+ Major Insurance Companies
TOP UP (GHI)
Super Top-Up: Extra Health Coverage That Goes Further
What is a Super Top-Up?
A super top-up is an add-on plan that provides additional coverage once the base group health insurance limit is used up. It aggregates all hospital bills in a year and activates after the deductible is crossed, unlike regular top-ups which work per claim.
Why Your Team Needs It
-
Rising Medical Costs :
Covers high-value treatments beyond base limits -
Cost-Effective :
Large coverage at a small top-up cost -
Peace of Mind :
Financial protection during major health events -
Better Benefits :
Adds value to your existing group health plan
What’s Covered
Your super top-up covers everything included in your base policy, such as:
- Hospitalization & Surgeries
- ICU & Room Rent
- Pre and Post-hospitalization
- Daycare Procedures
-
Emergency Treatments :
(Subject to deductible and policy terms)
How It Works
FAQ's
What is a Family Floater Plan?
It covers all insured family members under a single sum insured, which is the maximum claim limit for all members combined.
What are Pre and Post Hospitalization expenses?
These cover medical costs 30 days before and 60 days after hospitalization, if related to the same condition.
What is a Pre-existing Condition?
Any illness, injury, or symptom you had, were diagnosed with, or treated for before buying the first policy.
Is cashless treatment available at all hospitals?
No, it's available only at network hospitals.
How to check if a hospital is in the network?
For planned treatment, visit parkmediclaim.co.in → “Hospital Search.” For emergencies, ask the hospital’s TPA desk.
What are the general exclusions in home insurance policies?
- Doctor's home visits, attendant/nursing charges (except domiciliary care).
- Irrelevant tests/treatments, private nursing, referral fees, outstation doctor fees.
- Genetic disorders, stem cell treatments.
- External/durable medical equipment (e.g., CPAD, walkers, braces, glucometers, etc.).
- Non-medical/personal comfort items (e.g., TV, phone, toiletries, cosmetics, baby food).
- Obesity treatments or weight control programs.
- Injuries from hazardous activities (e.g., scuba diving, racing, climbing).
- Treatment at convalescent homes, health resorts, or similar centers.
Customers Says..
Huge thanks to Coverbizz for handling our Group Health Insurance Claim with such professionalism. The team guided us at every step—quick and stress-free!
Group Health Insurance
Company Name
Huge thanks to Coverbizz for handling our Group Health Insurance Claim with such professionalism. The team guided us at every step—quick and stress-free!
