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The Best Insurance For You
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This specialized insurance policy is designed for jewellery businesses like yours. It safeguards your valuable assets, including gems, jewellery, and bullion bars, against unforeseen events.
| Theft & Robbery | |
| Fire & Flood | |
| Mysterious Disappearance | |
| Accidental Damage And More(Depending on your specific policy) |
All-in-one Protection :Safeguard your entire inventory, from raw gems to finished masterpieces, bullion bars, and even cash on hand. |
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Peace of Mind Guaranteed :Focus on your customers knowing your valuables are covered against theft, fire, flood, and more. |
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Tailored Coverage :Customize your policy to fit your specific needs and risk profile. |
Property on Premises Protects jewellery, diamonds, pearls, cash, and currency notes at your location from fire, theft, flood, and more. |
Custody Coverage Covers jewellery in your possession or your representatives' (during exhibitions, transit) against theft or robbery. (Documentation required) |
Stock in Transit Protects insured items while being transported via air, rail, or registered post. (Proper packing and security mandatory) |
Office Equipment & Machinery Covers damage from specific events (fire, theft, etc.) to equipment used in jewellery making. |
Unexplained Losses Claims require a clear reason for the loss. |
Mysterious Disappearance Unexplained missing jewellery is not covered. |
Customer/Trader Dishonesty Losses due to low-quality materials or other trader dishonesty are not covered. |
Lost & Unattended Stock The policy doesn't cover lost or unattended jewellery. |
Unlisted Property Items not mentioned in the proposal form are not covered. |
This insurance protects your precious inventory, from gems and finished jewellery to bullion and even cash on hand, against various risks like theft, fire, flood, and even mysterious disappearance (with some policies).
Yes! Jewellers Block Insurance often includes "custody coverage" that protects your valuables when in your or your representative's possession (e.g., during exhibitions or transport). Documentation might be required.
Some policies offer coverage for office equipment and machinery used in jewellery making, protecting them against events like fire, theft, or vandalism.
Unexplained losses, mysterious disappearances without explanation, customer dishonesty, lost or unattended items, and employee theft are typically excluded.
Most insurers allow you to tailor your coverage to your specific needs. Discuss your inventory, risks, and desired level of protection with your insurance agent to create a personalized policy.
