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The Best Insurance For You

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What is Point of Sale Insurance?

Point of Sale (POS) insurance is a convenient, on-the-spot insurance solution designed specifically for gems and jewellery. It provides immediate coverage at the point of purchase, ensuring that your precious items are protected from the moment they leave the store. Whether you’re buying a diamond ring, an antique necklace, or any valuable gemstone, POS insurance guarantees peace of mind by covering the risk of loss, theft, or damage.

Why Choose Point of Sale Insurance for Gems and Jewllery?

  • Instant Coverage :
    Get immediate protection as soon as you purchase your jewellery, without the hassle of waiting periods.
    Comprehensive Protection :
    Covers a wide range of risks including theft, accidental damage, and loss.
    Affordable Rates :
    Competitive premiums that are tailored to the value and type of jewelry.
    Easy Claims Process :
    Simplified claims procedure with minimal documentation, ensuring a quick and efficient resolution.
  • Instant Coverage:

    Get immediate protection as soon as you purchase your jewellery, without the hassle of waiting periods.

  • Comprehensive Protection:

    Covers a wide range of risks including theft, accidental damage, and loss.

  • Affordable Rates:

    Competitive premiums that are tailored to the value and type of jewelry.

  • Easy Claims Process:

    Simplified claims procedure with minimal documentation, ensuring a quick and efficient resolution.

Inclusion

Coverage for theft, loss, or damage due to unforeseen circumstances.
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Protection against accidental damage such as cracks, chips, or breaks.

Worldwide coverage for items carried during travel.
Full replacement cost in the event of total loss or irreparable damage.
Coverage for specific events like burglary,fire and natural disasters.

Exclusion

Normal wear and tear, gradual deterioration, or cosmetic damage that does not affect functionality.
Loss or damage due to intentional acts or negligence.
Jewellery that is not in possession of the insured or an authorised individual.

Items with an undisclosed pre-existing condition.
Any loss or damage occurring outside the terms of the policy coverage (e.g., war, nuclear risks).

FAQ's

POS insurance covers all types of jewelry, including rings, necklaces, earrings, bracelets, and loose gemstones, provided they are purchased from a registered jeweler.

Filing a claim is simple. Contact our customer service team with your policy number, purchase receipt, and any other relevant documentation. Our team will guide you through the claims process.

Yes, the insurance can be transferred to the new owner with the necessary paperwork, provided the change is registered with us.

A deductible may apply depending on the terms and conditions of your specific policy. Please refer to your policy document for details.

The duration of coverage can vary based on the policy. Typically, it ranges from one to three years, with options for renewal.

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