If you operate in an Indian EdTech company, you process personal data of students, parents, teachers, and employees. Under the Digital Personal Data Protection Act, 2023 (DPDP Act), your organisation becomes a Data Fiduciary and is legally responsible for lawful processing and safeguarding of digital personal data. You don’t need to be a privacy lawyer- […]
In India, Errors & Omissions (E&O) insurance is commonly issued as Professional Indemnity (PI) Insurance, regulated by the Insurance Regulatory and Development Authority of India (IRDAI). For tech and EdTech companies delivering software, integrations, advisory services, or managed services, PI/E&O addresses claims alleging professional negligence. What Professional Indemnity Insurance Covers (Under Indian Policy Structure) Indian […]
Indian tech and EdTech companies face multiple risk categories. No single policy addresses all exposures. Under IRDAI-regulated products, companies typically consider a combination of covers. Here is a simplified regulatory-aligned overview. 1) Professional Indemnity (E&O) – Client Dispute Risk Relevant for: Protects against allegations of professional negligence leading to financial loss. Typically claims-made. Key variables: […]