Keep the Bling, Lose the Risk
Comprehensive jewellers block insurance designed for India’s gems & jewellery trade. Get protection for precious stones, gold, and diamonds with lightning-fast claims.
Sparkle Without Worry, Jewellery Insurance That Shines!
- India's top jewellery insurers, brilliant rates
- Seamless Protection, Mine to Market
- Jewellery Insurance Made Simple, Expert-Backed
- Everything Precious, Perfectly Protected
Jewellers Block Insurance
Trusted By 1500+ Enterprises
From Startups to Stalwarts, India’s Finest Choose CoverBizz
What is Jewellers Block Insurance?
Jewellers Block: Your Precious Assets’ Best Friend!
Think of jewellers block insurance as a 24/7 guard for your bling! It’s specialised coverage that protects jewellery, diamonds, precious stones, and cash throughout their entire journey, whether they’re sitting pretty in your showroom, travelling with your salesperson, or being exhibited at trade shows. From a single gold ring to crore-worth diamond collections, this policy covers theft, fire, transit risks, and mysterious disappearances. It’s like having a security team, fire brigade, and detective agency all rolled into one policy, minus the drama!
Why Is This Policy Vital for Jewellers?
Every Jeweller Needs This Sparkly Shield
In India’s ₹5.5 lakh crore gems & jewellery industry, one theft or fire can wipe out generations of family business. Jewellers block insurance ensures you bounce back from losses, protects customer trust, and keeps your business sparkling even when things go sideways. It’s not just insurance, it’s business survival in glittery packaging!
Who Needs Jewellers Block Insurance?
Retail Showrooms & Jewellers
stock on display and vault inventory coverage.
Manufacturers & Bench Jewellers
raw material, work-in-progress and finished goods protection.
Diamond / Gem Traders
transit and custody safeguards for high-value parcels
Exhibition Participants
jewellers displaying at IIJS and similar shows; consignment/exhibition cover for trade shows and international displays.
Antique & Luxury Dealers
specialised wording for unique items and professional appraisals
Types / Add-ons Commonly Offered
Stock on Premises Cover
Transit & Exhibition Cover
Money in Safe & Transit
Fidelity / Employee Dishonesty
Valuation / Appraisal Add-on
Mysterious Disappearance
What Jewellers Block Can Cover
Theft & Burglary
Fire & Explosion
Transit Losses
Exhibition Damage
Mysterious Disappearance
Robbery & Snatching
Flood & Natural Perils
Riots & Strikes
Customer Premises Burglary
Employee Dishonesty
Inclusions & Exclusions
Inclusions
Stock on Premises
Loss or damage to declared stock inside insured premises.
Transit & Exhibition
Goods covered while on transit or at shows (when opted).
Money in Safe
Daily takings and cash in safe as per schedule.
Employee Dishonesty (Fidelity)
Losses from internal theft (if included).
Valuation Cover
Appraisal-supported settlement when add-on taken.
Exclusions
Willful Misconduct
Deliberate acts by the insured.
Wear & Tear
Gradual deterioration or faulty manufacturing not covered.
Voluntary Parting / Fraudulent Parting
Losses from deceit without theft evidence.
Unreported / Uninsured Items
Items not declared in schedule.
War / Nuclear / Sanctioned Events
Standard political exclusions.
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FAQ's
Yes, jewellery is covered during customer trials and fittings at your premises.
Yes, but residential premises may require additional security measures and attract higher premiums.
Both loose stones and finished jewelry are covered, but they must be specifically declared in the policy.
FIR, inventory/valuation schedule, purchase invoices, non-traceable certificate (for theft), and surveyor’s report. Indian insurers commonly require these.
Yes, but international exhibition coverage requires special arrangements and higher premiums.
Are antique and heritage jewelry pieces covered?
Customers Says..
Mr. R. Mehta, Exhibition Manager, GemExpo
Ms. Shalini Rao, Owner, Rao, Jewellers
Mr. Sant Kumar, Khandaka Jain, Jewellers
"Your inventory moves fast, and so should your protection. From display cases to consignments
jewellers block insurance keeps your balance sheet (and reputation) sparkling."
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