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Technology & EdTech Industry
Innovate with Confidence: Insurance for Technology & EdTech Trailblazers
“Whether you’re building the next-gen LMS or scaling an AI startup, technology ventures and EdTech platforms face unique risks—from cyber threats to IP disputes. Our tailored insurance solutions protect your innovations, data, and users so you can focus on transforming learning and tech.
Technology & EdTech Industry
Insurance Products
Cyber & Data Breach Insurance
Secure your platform and data
Covers ransomware, data theft, business interruption, and regulatory fines under IT Act 2000 and GDPR-like standards for SaaS and EdTech platforms
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Technology Errors & Omissions (E&O)
Code without fear
Covers software bugs, integration failures, API errors, and professional negligence with defence costs and settlements for tech providers and educational platforms
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Intellectual Property Insurance
Defend your innovations
Covers patent, trademark, and copyright infringement defence costs, settlements, and legal expense reimbursement for proprietary technology and course content
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Business Interruption Insurance
Keep platforms online
Compensates for lost revenue and extra expenses when service outages, cyber incidents, or data centre failures halt operations
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D&O Liability Insurance
Protect leadership decisions
Covers civil and regulatory claims against directors and officers for strategic missteps, funding disputes, and compliance breaches
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Content Liability & Public Liability
Safeguard learners and visitors
Covers third-party claims of bodily injury or property damage from on-site events, workshops, or physical classrooms under general liability
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Media & IP Protection
Shield your educational assets
Covers video, audio, and course material liabilities, unauthorized use, and distribution disputes for digital content creators
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Trusted By 1500+ Enterprises
Join innovators and educators who trust CoverBizz to safeguard their technology and learning platforms
01
Cyber attacks & data exposure
Student/user data leaks, ransomware, credential theft, and costly incident recovery.
02
Service outages & platform downtime
Failed releases, cloud/vendor outages, and peak-traffic crashes disrupting learning and revenue.
03
Errors, omissions & client claims
Incorrect results, missed SLAs, or product failures triggering disputes and refund demands.
04
IP infringement & content disputes
Copyright, licensing, and plagiarism allegations around courseware, media, and code.
05
Employment disputes in rapid growth
Wrongful termination, harassment claims, and HR compliance issues during fast scaling.
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01
Cyber & Data Breach Insurance
Foundation for platform security
02
Technology E&O Insurance
Protects against software and integration errors
03
Intellectual Property Insurance
Guards patents, trademarks, and copyrights
04
Business Interruption Insurance
Revenue protection during outages
05
D&O Liability Insurance
Covers leadership and governance risks
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Professionals Covered
Founders & CTOs
D&O and tech E&O protection
Developers & Engineers
Cyber and software liability coverage
Instructional Designers
Content liability and IP protection
Wholesalers & Distributors
Transit and warehouse coverage
Board & Investors
Leadership liability and regulatory defence
Students & Visitors
Public liability for on-site events
Inclusions & Exclusions
Inclusions
Cyber Incidents
Ransomware, phishing, data theft, and BI losses
Tech Failures
Software bugs, API errors, and cloud outages under E&O
IP Defence
Legal costs for patent, trademark, and copyright disputes
Business Interruption
Lost revenue and extra expenses during service outages
D&O Claims
Defence and settlement costs for director/officer suits
Exclusions
Prior Known Vulnerabilities
Incidents existing before policy inception
Intentional Infringement
Deliberate IP violations excluded
War & Terrorism
Cyber warfare and politically motivated attacks excluded
Contractual Penalties
Liquidated damages or SLA fines unless endorsed
Consequential Losses
Indirect reputational or opportunity costs beyond BI limits
Insights & Resources
Guide
EdTech Data Protection Best Practices 2025
Maintain compliance and security.
Blog
5 Common E&O Pitfalls for Tech Startups
Avoid liability gaps in your code.
Report
India’s Tech & EdTech Insurance Landscape
Coverage trends in the ₹50 K cr ecosystem.
Why Get Insured
Why Tech & EdTech Innovators Need Specialized Coverage
Major Data Breach
EdTech unicorn funded a ₹5 cr incident response and regulatory fine via cyber cover.
API Failure Outage
SaaS platform recovered ₹2 cr lost subscriptions with E&O and BI insurance.
Patent Dispute Win
AI startup defended its neural network patent, covering ₹1.2 cr in legal fees.
Campus Event Liability
University EdTech partner settled a visitor injury claim under public liability cover.
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Insurance Partners
We’re Partners With 20+ Major Insurance Companies
FAQ's
Does cyber insurance cover DDoS attacks on my platform?
Yes- includes DDoS mitigation costs, remediation, and BI losses from service disruption.
Is E&O insurance different from cyber insurance?
Yes- E&O covers professional negligence and software failures; cyber covers security breaches and data theft.
What IP risks does intellectual property insurance cover?
Patent, trademark, and copyright infringement defence costs and settlements up to policy limits.
Does BI cover cloud provider outages?
Yes- BI insurance compensates for revenue losses and extra expenses when cloud outages disrupt service.
Are public workshops and events covered?
Public liability extends to on-site classes, workshops, and demo events for bodily injury or property damage.
Customers Says..
“We needed cyber cover aligned to client MSAs. CoverBizz reviewed contract clauses and matched the policy wording properly.”
Siddharth Malhotra Delhi
“For employee benefits, CoverBizz simplified the options and helped us set up a plan employees actually understand.”
Megha Reddy Hyderabad
“During an incident drill, they shared a clear checklist - who to notify, what to preserve, what to document. Very practical.”