Gems & Jewellery Industry
Insurance Solutions That Protect Your Precious Legacy
Comprehensive insurance coverage for India’s gems & jewellery sector. From high-value stock protection to transit coverage, we safeguard your precious assets with specialized policies designed for jewellers, manufacturers, and traders.
Gems & Jewellery Industry
Insurance Products
Jewellers Block Insurance
Marine Export Import Insurance
Group Health Insurance (GHI)
Group Personal Accident (GPA)
Jeweller's Liability Insurance
Trusted By 1500+ Enterprises
Join businesses who’ve made CoverBizz their risk management partner
Covered Stakeholders
Jewellers & Retailers
Complete business protection
Manufacturers & Artisans
Production and inventory coverage
Traders - Specialized high
value asset protection
Wholesalers & Distributors
Transit and warehouse coverage
Employees & Partners
Liability and compensation protection
Customers & Third Parties
Public liability coverage
Inclusions & Exclusions
Inclusions
Fidelity Cover
Covers losses due to employees and third party dishonesty
Theft & Burglary
Comprehensive coverage for theft, robbery, burglary, and housebreaking
Fire & Natural Perils
Protection against fire, explosion, lightning, earthquake, and flood
Transit Coverage
Insures goods during movement via registered post, couriers, and angadias
Money Protection
Covers cash and currency notes at premises and in transit
Exclusions
Intentional Damage
Does not cover damages caused intentionally by the insured
Wear and Tear
Excludes normal depreciation and deterioration of items
War & Terrorism
Excludes damages from war, terrorism, and nuclear risks (unless specifically covered)
Mysterious Disappearance
Does not cover unexplained losses without evidence of external cause
Unspecified Items
Excludes precious stones and items not specifically declared
Insights & Resources
Why Get Insured
Insurance Partners
We’re Partners With 20+ Major Insurance Companies
FAQ's
Exhibition coverage extends your jewellers block policy to cover stock displayed at exhibitions, trade shows, and public venues with protection against theft and damage, during transport, display, and return.
Jewellery marine insurance requires declared value per shipment, specialized packaging standards, armed transit for high values, and all-risk coverage.
Fidelity covers dishonest acts by employees handling inventory, essential for businesses with multiple staff.
Under-insurance triggers average clause, if your sum insured is ₹50L but actual stock is ₹1Cr, claims are reduced proportionately. Regular stock audits prevent this issue.
Customers Says..
Mr. Anil Kumar Sinha (Retailer, Patna)
Mr. Naresh Gupta (Manufacturer, Delhi)
