Banking & Fintech Industry
Bank on Us: Insurance Built for Banking & Fintech Innovators
Stay ahead of financial risks with tailored insurance for banks, NBFCs, payment gateways, and fintech platforms. From cyber breaches to regulatory fines, we safeguard your digital and physical assets so you can focus on disrupting finance
Banking & Fintech Industry
Insurance Products
Cyber & Data Breach Insurance
Technology E&O Insurance
Fidelity & Crime Insurance
Directors & Officers (D&O) Liability
Regulatory & Compliance Liability
Business Interruption Insurance
Crime Tech Liability Insurance
Trusted By 1500+ Enterprises
Cyber attacks & data breaches
Ransomware, data leaks, and incident response costs disrupting operations and customer trust.
Digital fraud & financial crime
Account takeover, mule networks, social engineering, and payment fraud driving direct losses.
Regulatory scrutiny & compliance gaps
KYC/AML lapses, audits, investigations, and penalties impacting licenses and growth plans.
System outages & tech failures
App downtime, failed releases, vendor outages, and transaction processing interruptions.
Leadership, governance & investor claims
Board decisions challenged, misstatements, control failures, or strategic moves triggering disputes.
Jewellers Block Insurance
All-risk coverage for stock, transit, and premises - the foundation of jewellery protection
Burglary & Theft Protection
Specialized coverage against criminal activities targeting high-value inventory
Fire & Allied Perils
Comprehensive protection against natural disasters affecting premises and stock
Transit Insurance
Coverage for goods movement via all transport modes across India
Money Insurance
Protection for cash transactions and currency notes at premises and in transit
Professionals Covered
Board & C-Suite
D&O liability protection
IT & Security Teams
Cyber liability coverage
Finance & Operations
Fidelity and crime insurance
Compliance Officers
Regulatory fines coverage
Developers & Engineers
Tech E&O protection
Customers & Partners
Third-party liability coverage
Inclusions & Exclusions
Inclusions
Cyber incidents
Ransomware, DDoS, data theft, business interruption covered
Professional negligence
Errors, omissions, API failures, tech bugs included
Employee dishonesty
Internal/fraudulent acts, social engineering covered
Regulatory actions
Fines, penalties, legal defence costs included
Crypto-related losses
Smart contract exploits, wallet hacks covered under Crime Tech
Exclusions
Pre-existing breaches
Incidents before policy inception excluded
War & terrorism
State-sponsored cyber warfare and terrorism excluded
Contractual penalties
Liquidated damages or contractual fines unless covered
Non-IT failures
Physical asset failures not related to tech excluded
Regulatory disclosure fines
Fines for non-disclosure of breaches unless endorsed
Insights & Resources
Guide
Fintech Cybersecurity Framework 2025
Best practices for securing payment systems
Blog
Top 5 RBI Penalty Traps & How to Avoid Them
Practical tips for compliance teams.
Report
India’s Digital Finance Risk Landscape
Data-driven analysis of emerging threats in the ₹15 L cr fintech market
Why Get Insured
Why Banking & Fintech Must Insure Innovation
Payment Gateway Cyber Heist
A mid-sized PSP recouped ₹4 cr via cyber cover after a targeted data breach halted transactions.
D&O Victory
Fintech startup executives defended in a ₹50 L investor lawsuit, thanks to robust D&O policy.
AML Penalty Protection
NBFC avoided ₹2 cr penalty under PMLA breach through regulatory liability cover.
System Failure Recovery
Digital lender resumed operations overnight after cloud outage, with BI cover compensating ₹30 L in lost interest.
Insurance Partners
We’re Partners With 20+ Major Insurance Companies
FAQ's
Incident response costs, ransom payments, business interruption, and regulatory fines due to data breaches and hacks.
Yes—Tech E&O covers professional liability for coding errors and software failures, while cyber insurance covers network security breaches.
Limits are based on transaction volumes, employee headcount, and prior fraud history to ensure adequate protection.
Yes—D&O policies cover legal defence costs and settlements arising from regulatory inquiries by RBI, SEBI, or IRDAI.
Under Crime Tech Liability, theft of crypto assets, smart contract exploits, and rug pulls are covered up to specified limits.