Logistics & Warehousing Industry
Insurance Solutions That Protect Your Precious Legacy
“From dock to doorstep, your cargo faces countless risks. Get rock-solid protection with insurance solutions designed for India’s logistics & warehousing sector. Whether you’re moving smartphones or steel, we ensure your business keeps rolling even when things go sideways.
Logistics & Warehousing Industry
Insurance Products
Marine Cargo Insurance
Business Interruption Insurance
Warehouse & Storage Insurance
Carrier Liability Insurance
Cyber Security Coverage
Transit Insurance
Equipment Breakdown Coverage
Trusted By 1500+ Enterprises
Join businesses who’ve made CoverBizz their risk management partner
Cyber Attacks & System Failures
50% surge in logistics cyber incidents over 3 years with 38% companies facing unresolved data security issues
Fire & Warehouse Disasters
Major warehouse fires causing ₹250+ crore losses in single incidents, with short-circuits being primary cause
Supply Chain Disruptions
Average shipping delays increased 30-45 days, resulting in 20-30% higher inventory costs for businesses
Cargo Theft & Transit Loss
Rising theft incidents during transport with insufficient carrier liability coverage leaving businesses exposed
Equipment & Technology Breakdown
IoT proliferation creating 10,000+ connected devices per warehouse, expanding cyber-physical attack surfaces
Marine Cargo Insurance
All-risk coverage for goods movement via road, rail, sea, and air - the logistics industry foundation
Warehouse Storage Protection
Comprehensive facility coverage against fire, theft, and natural disasters with stock protection
Transit Insurance
Door-to-door cargo protection during domestic and international movement
Cyber Security Coverage
Essential protection against ransomware and data breaches targeting logistics operations
Business Interruption Insurance
Revenue protection during operational shutdowns due to covered events
Covered Stakeholders
Logistics Operators & 3PLs
Comprehensive operational coverage
Warehouse Staff & Management
Workplace safety and liability protection
Drivers & Transport Personnel
Transit and occupational coverage
Technology Teams
Cyber liability and errors & omissions
Customers & Third Parties
Public liability and cargo owner protection
Supply Chain Partners
Extended coverage for vendors and contractors
Inclusions & Exclusions
Inclusions
Fire & Natural Disasters
Complete protection against fire, floods, earthquakes, storms affecting facilities and cargo
Theft & Burglary
Coverage for cargo theft, warehouse break-ins, and malicious damage during storage/transit
Transit Damage
Protection for goods during loading/unloading, collision, overturning, and handling mishaps
Cyber Incidents
Coverage for ransomware, data breaches, and system failures affecting logistics operations
Equipment Breakdown
Sudden mechanical/electrical failures of warehouse equipment, conveyor systems, and vehicles
Exclusions
Wear & Tear
Normal depreciation and gradual deterioration of equipment and facilities excluded
Improper Packaging
Damage due to inadequate or insufficient packing not covered
War & Terrorism
Damages from war, nuclear risks, and terrorist activities typically excluded
Intentional Acts
Deliberate damage or fraudulent activities by insured parties not covered
Consequential Losses
Indirect losses beyond specified coverage limits excluded
Insights & Resources
Guide
"Warehouse Security Audit Checklist 2025"
Complete handbook for assessing fire safety, cyber security, and operational risks in modern logistics facilities
Blog
Transit Insurance Myths That Cost You Money
Common misconceptions about cargo coverage that leave logistics businesses vulnerable to massive losses
Report
India's Supply Chain Cyber Risk Report
Comprehensive analysis of emerging digital threats facing the ₹200 billion logistics and warehousing sector
Why Get Insured
Why Logistics & Warehousing Businesses Can't Afford to Go Uninsured
Rapid Digital Claims Success
HDFC ERGO and RIVIGO partnership delivered real-time policy issuance and rapid claim settlements, revolutionizing marine insurance experience for logistics customers
HUL vs New India Victory
Bombay High Court ruled in favor of HUL when cargo suffered water damage during monsoon, establishing that temporary port storage doesn't interrupt transit coverage
Warehouse Fire Recovery
CWC's ₹14,000 crore insurance coverage enabled quick recovery from multiple incidents, proving comprehensive protection pays off during disasters
Marine Cargo Success Rate
Specialized cargo claims recovery firms achieve 81% success rate in 2022, with most claims resolved within 8-12 weeks through expert handling
Insurance Partners
We’re Partners With 20+ Major Insurance Companies
FAQ's
Marine Cargo Insurance covers international and domestic shipments via all transport modes with Institute Cargo Clauses, while Transit Insurance specifically covers inland movement within India with basic/comprehensive coverage options.
Standard cargo claims under ₹5 lakhs are processed within 7-10 days with proper documentation, while complex warehouse or cyber claims may take 30-45 days depending on investigation requirements.
Yes, specialized cyber coverage protects against ransomware, data breaches, and system failures affecting WMS/TMS operations, with 50% increase in cyber incidents making this essential.
WDRA-registered warehouses must have Standard Fire & Special Perils policy, stock insurance, burglary policy, and fidelity coverage as per regulatory requirements.
Yes, temporary storage during customs clearance or transport scheduling doesn't interrupt transit coverage, as established by Bombay High Court ruling in HUL vs New India case.