Indian tech and EdTech companies face multiple risk categories. No single policy addresses all exposures. Under IRDAI-regulated products, companies typically consider a combination of covers. Here is a simplified regulatory-aligned overview. 1) Professional Indemnity (E&O) – Client Dispute Risk Relevant for: Software development Implementation services Advisory work Managed services Protects against allegations of professional negligence […]
In India, Errors & Omissions (E&O) insurance is commonly issued as Professional Indemnity (PI) Insurance, regulated by the Insurance Regulatory and Development Authority of India (IRDAI). For tech and EdTech companies delivering software, integrations, advisory services, or managed services, PI/E&O addresses claims alleging professional negligence. What Professional Indemnity Insurance Covers (Under Indian Policy Structure) Indian […]
If you operate in an Indian EdTech company, you process personal data of students, parents, teachers, and employees. Under the Digital Personal Data Protection Act, 2023 (DPDP Act), your organisation becomes a Data Fiduciary and is legally responsible for lawful processing and safeguarding of digital personal data. You don’t need to be a privacy lawyer- […]
If your startup sells services- or delivers outcomes clients rely on- your risk isn’t limited to physical damage or employee issues. Your client can claim your work caused them financial loss. That’s where Professional Indemnity (PI) Insurance, also called Errors & Omissions (E&O), becomes relevant. PI/E&O is designed to help cover legal defence costs and […]
Fundraising isn’t only about your product and growth curve- investors also assess governance maturity. D&O Insurance is one of the clearest external signals that leadership understands accountability and has planned for disputes that can arise from shareholders, employees, regulators, or other stakeholders. Here’s why founders should consider D&O before term sheets start flying around. 1) […]
Founders often think lawsuits happen to “the company.” In reality, directors and officers can be named personally in claims alleging mismanagement, breach of duty, non-compliance, or unfair workplace actions. That’s why a clean governance setup and a correctly structured Directors & Officers (D&O) Insurance policy matter: especially once you have investors, ESOPs, senior hires, or […]
Most content lawsuits are not about “bad content.” They are about rights and reputation. Media Liability Insurance explainers consistently highlight defamation, copyright infringement, invasion of privacy, and breach of confidentiality as key exposures for publishers, creators, and agencies. For creative businesses, combining Production Insurance, Equipment and Property Insurance, Media Liability Insurance, and Indemnity Insurance ensures […]
Events are high-stakes productions. Whether it’s a film shoot, concert, or media launch, disruptions can mean huge financial losses. Event cancellation insurance is designed to indemnify the insured for their net loss if an insured event is necessarily cancelled, postponed, interrupted, abandoned, or relocated due to causes beyond their control, as specified in the policy […]
Before you hit publish, clear what you do not own. In the media and creative industry, disputes often arise from copyright infringement, privacy issues, or breach of confidentiality. A simple clearance routine saves both takedowns and legal bills. Alongside strong clearance practices, insurance policies like Production Insurance, Equipment and Property Insurance, Media Liability Insurance, and […]
E-commerce runs on trust and uptime. Cyber hygiene is really revenue hygiene. While cyber insurance policies highlight protection for data breach response, cyber extortion, and even business interruption insurance for downtime, your first win is preventing incidents. This checklist helps digital retail brands strengthen defenses and align with essential insurance covers, like product liability insurance, […]