Think of it this way: Contractors All Risk insurance (CAR insurance) follows the project you are building, including materials and works at the site. Contractor’s Plant and Machinery (CPM) follows the machines you use to build the project. Both may sit on the same site, but they respond to different kinds of losses. CAR (Contractors […]

In jewellery business, the biggest risk isn’t always a dramatic burglary, it’s the quiet loss that happens inside the business. Internal loss can start small (one stone, one pouch, one “adjustment”) and then snowball because the same trusted hands touch stock every day. A jewellers block policy often highlights fidelity risks because trusted hands touch […]