Indian tech and EdTech companies face multiple risk categories. No single policy addresses all exposures. Under IRDAI-regulated products, companies typically consider a combination of covers. Here is a simplified regulatory-aligned overview. 1) Professional Indemnity (E&O) – Client Dispute Risk Relevant for: Software development Implementation services Advisory work Managed services Protects against allegations of professional negligence […]

If your startup sells services- or delivers outcomes clients rely on- your risk isn’t limited to physical damage or employee issues. Your client can claim your work caused them financial loss. That’s where Professional Indemnity (PI) Insurance, also called Errors & Omissions (E&O), becomes relevant. PI/E&O is designed to help cover legal defence costs and […]

Most content lawsuits are not about “bad content.” They are about rights and reputation. Media Liability Insurance explainers consistently highlight defamation, copyright infringement, invasion of privacy, and breach of confidentiality as key exposures for publishers, creators, and agencies. For creative businesses, combining Production Insurance, Equipment and Property Insurance, Media Liability Insurance, and Indemnity Insurance ensures […]

Online retail disputes are rarely about one mistake. They usually form a chain: listing confusion, fulfillment slip, and payment complaints. For e-commerce and digital retail brands, commercial general liability insurance is designed to protect against these risks.  Customer disputes, transaction disputes, chargebacks, and errors and omissions, like incorrect descriptions or pricing errors, are frequent triggers. […]

Most Indian direct-to-consumer (D2C) brands begin with basic stock and shipping insurance. But as operations scale, the real gaps appear in product liability, cyber incidents, and operational stoppages. Here’s a quick map of the insurance building blocks that D2C businesses commonly stitch together for complete protection. Below Are Typical Building Blocks For D2C Brands Product […]

Clinical trials are the backbone of medical innovation, but they also carry a unique mix of risks. In India, where clinical research is expanding rapidly, participant injury, regulatory timelines, and legal liability make insurance coverage essential. Most organizations rely on specialised clinical trials liability policies to manage these exposures. However, clinics and research institutions should […]

Indian factories usually buy “the basics” first, fire, or maybe burglary, and assume the rest is bundled. The real gaps emerge not from having no insurance, but from misaligned coverage, especially when plant and machinery insurance or Commercial General Liability (CGL) Insurance lacks the right extensions. Here Are 5 Common Gaps In Manufacturing Coverage That […]

India’s logistics and warehousing sector is becoming more digital by the month. Shipment tracking, route optimisation, warehouse management systems, vendor portals, and e‑way bill workflows create speed, but they also create new points of entry for attackers. Cyber risk in logistics is not only about data theft, but also about operational disruption, because downtime directly […]

India’s retail insurance story is moving from “basic shop cover” to end-to-end risk protection as stores scale, supply chains speed up, and customer expectations rise. For most kirana-to-chain formats, the biggest financial exposure is still property and stock, which is why shop insurance in India typically focuses on fire and allied perils for building, stock, […]

The State Of Digital Finance: Growth, Trends, And Threats In India India is currently a world leader in digital payments. But with great growth comes great risk. This report looks at how the financial world is changing and what threats are emerging in 2026. The Golden Era Of Indian Fintech According to the India Brand […]