Hack-Proof Your Balance Sheet - Cyber Cover That Actually Helps
Comprehensive cyber insurance for ransomware, data breaches, business-interruption and regulatory fallout. Designed for Indian companies big and small that run on data and APIs.
Because “it won’t happen to us” is not a strategy.
- First-party cover (data breach response, data recovery, cyber extortion, forensic investigation)
- Business interruption for IT downtime and dependent revenue loss
- Third-party liability (privacy suits, regulatory fines where insurable) and crisis PR support
Key facts (Indian context)
- India saw a sharp rise in high-value cyber frauds and digital attacks in recent years; government disclosures and reporting indicate large year-on-year increases in reported cyber fraud losses and incidents.
- IRDAI has issued guidance and tightened expectations for cyber insurance and cyber preparedness for insurers and intermediaries. This makes cyber programmes and insurer due diligence more standard in India.
Cyber Insurance
Trusted By 1500+ Enterprises
logos of fintechs, healthcare, e-commerce and enterprises that use cyber programmes
What is Cyber Insurance
When the Internet Bites, This Pays the Vet
Cyber insurance covers financial losses and response costs arising from cyber incidents – data breaches, ransomware, business interruption from system outages, and liabilities to third parties for leaked personal data. It bundles incident response, forensics, legal fees, notification costs, regulatory defence and sometimes ransom payments (subject to local laws and insurer terms).
Why Is This Policy Vital?
Because cyberattacks no longer announce themselves
Ransomware and business-interrupting attacks can stop operations in hours — cyber cover accelerates response and recovery.
Regulatory scrutiny is increasing; insurers and counsel help manage notifications and potential fines.
For fintechs and data-heavy startups, a single breach can erode customer trust; cover buys time and expert support.
Who Needs Cyber Insurance?
Fintechs & Banks
payments and data exposures.
Healthcare & Labs
patient data & privacy risks.
E-commerce & D2C
customer PII and payment flows.
Manufacturing (Industry 4.0)
OT/ICS threats and production downtime.
SMEs & Professional Services
ransomware and client-data liability.
Types / Add-ons Commonly Offered
Data Breach Response & Notification Costs
Cyber Extortion / Ransom Payment & Negotiation Costs
Business Interruption (dependent & non-dependent)
Forensic Investigation & Malware Removal
Regulatory Defence & Fines (where insurable)
Contingent Network Interruption (vendor/cloud outages)
Coverage - What Cyber Insurance Pays For
Incident Response & Forensics
Hires & investigations to contain breaches.
Ransomware & Extortion Costs
Negotiation and (where allowed) ransom payments.
Data Restoration & IT Recovery
Get systems back online.
Business Interruption
Lost revenue from downtime.
Legal & Regulatory Costs
Notification, defence and penalties where covered.
PR / Reputation Management
Crisis comms support.
Third-party Liability
Suits from customers/partners over leaked data.
Fraud & Funds Transfer Loss
Cyber-enabled fraud cover where specified.
Inclusions & Exclusions
Inclusions
First-party incident response costs (forensics, legal, notification).
Cyber extortion response and negotiation costs (subject to local / insurer rules).
Business interruption due to cyber events and dependent vendor outages (if included).
Third-party liability for privacy breach claims (defence and indemnity).
Exclusions
Known or unreported breaches prior to policy inception (pre-existing incidents).
Criminal, fraudulent acts by insured’s executives (intentional illegal acts).
Bodily injury / physical damage exclusions unless explicit (some cyber-physical endorsements exist).
War, state-sponsored acts and sanctioned transactions (often excluded).
Insurance Partners
We’re Partners With 20+ Major Insurance Companies
FAQ's
Some policies cover ransom payments and negotiation costs, but coverage depends on policy wording and local law; many insurers require strict incident response steps.
Regulatory fines are sensitive and may be excluded; some policies offer limited coverage or defence-only assistance - check your wording.
Yes - SMEs are frequent ransomware targets and often lack the internal resources to handle incidents fast. Cyber insurance helps bridge that gap.
Incident timelines, logs, forensic reports, vendor contracts and evidence of security controls (backup, MFA) help the insurer process claims.
Contingent business interruption for cloud/vendor outages can be included as an add-on - declare critical suppliers to ensure cover.
Premiums depend on industry, revenue, security posture (controls), incident history, and policy limits/deductibles.
Customers Says..
Mr. Karan Mehra CTO
Ms. Ayesha Khan COO
