CoverBizz

YOUR RISK OUR RESPONSIBILITY

Direct to Consumer Brands Industry

Direct-to-Consumer Brands, Insured for Every Click and Cart

Your brand reaches customers directly—so does risk. From e-commerce glitches to warehouse woes, our insurance solutions protect your online store, inventory, and reputation, leaving you free to innovate and sell

Direct to Consumer Brands Industry

    Insurance Products

    Product Liability Insurance

    Guard against defect claims
    Covers legal defense and settlements if your product causes bodily injury or property damage under Consumer Protection Act 2019
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    Cyber & E-commerce Liability

    Protect your online storefront
    Covers data breaches, payment fraud, DDoS attacks, and regulatory fines under IT Act 2000 and PCI DSS for websites and platforms
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    Goods-in-Transit Insurance

    Secure every shipment
    Covers packaged inventory in transit via courier, postal, or logistics partner against theft, damage, and loss
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    Inventory & Warehouse Insurance

    Protect your stockpile
    Covers stored inventory against fire, flood, burglary, and equipment breakdown in fulfilment centres
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    Business Interruption Insurance

    Keep sales flowing
    Compensates for lost revenue and fixed costs during operational outages from cyber incidents or natural perils
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    Recall & Crisis Management Cover

    Navigate product recalls
    Covers recall costs, PR expenses, and legal fees for contaminated or unsafe products, protecting brand reputation
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    Directors & Officers Liability

    Shield leadership risk
    Covers management liability for security breaches, investor disputes, and regulatory investigations
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    Trusted By 1500+ Enterprises

    Join brands who trust CoverBizz to protect their direct-to-consumer success

    What Keeps D2C Brands Up at Night?

    Top 5 Current Risks

    01

    Transit loss, theft & tampering

    Damaged parcels, missing shipments, pilferage, and broken seals across lanes.

    02

    Warehouse fire, water leakage & stock spoilage

    Single incident wiping out fast-moving inventory, packaging, and stored finished goods.

    03

    Product liability & customer injury claims

    Allergy reactions, defects, and “caused harm” allegations escalating into legal notices.

    04

    Cyber fraud, data leaks & payment disputes

    Account takeovers, fake COD/returns, chargebacks, and customer data exposure.

    05

    Vendor & manufacturing quality failures

    Batch defects, recall situations, and compliance issues disrupting sales and reputation.

    01

    Product Liability Insurance

    Essential for customer safety and compliance

    02

    Cyber & E-commerce Liability

    Guard digital storefront and data

    03

    Inventory & Warehouse Insurance

    Protect stock against perils

    04

    Goods-in-Transit Insurance

    Secure deliveries end-to-end

    05

    Recall & Crisis Management Cover

    Manage product withdrawals smoothly

    How CoverBizz Shields Your D2C Brand

    Most Bought Insurance

    Professionals Covered

     

    Founders & Executives

    D&O and strategic liability protection

    IT & Operations Teams

    Cyber and system failure coverage

    Warehouse & Fulfilment Staff

    Workplace injury and equipment breakdown

    Logistics Partners

    Transit and liability insurance

    Customers & End-Users

    Product liability protection

    Marketing & PR Teams

    Recall and crisis management support

    Inclusions & Exclusions

    Inclusions

    Product Liability

    Defense costs and settlements for defect claims

    Cyber Events

    Data breach, DDoS, payment fraud, and BI losses

    Transit Damage

    Loss or damage of goods during shipment

    Inventory Perils

    Fire, flood, theft, and equipment breakdown in warehouses

    Recall Costs

    Logistics, PR, legal fees, and compensation expenses

    Exclusions

    Wear & Tear

    Normal deterioration of inventory and packaging

    Inadequate Storage

    Losses from poor handling or substandard facilities

    War & Terrorism

    Excludes state-sponsored or large-scale violent acts

    Intentional Mislabeling

    Excludes misrepresentation or fraudulent product info

    Consequential Losses

    Indirect economic losses beyond specified BI limits

    Insights & Resources

    Why Get Insured

    Why D2C Brands Should Not Skip Insurance

    Clothing Brand Recall

    Fashion D2C label managed a ₹6 cr recall cost flawlessly using crisis management cover.

    Platform Hack

    Subscription box startup recovered ₹1.5 cr in remediation and legal costs under cyber policy.

    Transit Theft

    Health supplement brand reclaimed ₹40 lakh lost during transit through dedicated goods-in-transit cover.

    Leadership Lawsuit

    Tech gadget D2C founders defended against investor suit under D&O policy, avoiding personal liability.

    Insurance Partners

    We’re Partners With 20+ Major Insurance Companies

    FAQ's

    What products require Product Liability Insurance?

    All D2C goods, from cosmetics to electronics, need liability cover to defend against customer harm claims.

    Is Cyber Insurance necessary for Shopify and WooCommerce stores?

    Yes- platform vulnerabilities and payment integrations make cyber cover critical for D2C websites.

    Does Recall & Crisis Management cover PR expenses?

    Yes- costs for communication, media management, and legal fees during product recalls are included.

    Are shipped orders covered if damaged in transit?

    Yes- Goods-in-Transit Insurance covers damage, theft, and loss during courier or logistics movement

    Can D&O policies protect individual founders?

    Yes- D&O cover extends to personal liabilities of directors and officers for management decisions.

    Customers Says..​

    “We ship nationwide and returns are constant. CoverBizz structured transit and warehouse coverage that actually matched our operations.”
    Ishita Malhotra
    Ishita Malhotra Delhi
    “They reviewed our earlier policy and pointed out exclusions that could hurt during claims. We corrected it before the next sale season.”
    Kunal Shah
    Kunal Shah Ahmedabad
    “The best part is clarity- deductibles, limits, add-ons explained in plain language so decisions are easy.”
    Neha Verma
    Neha Verma Noida (NCR)

    Your direct-to-consumer brand thrives on trust and efficiency.
    Don’t let a security breach, faulty product, or supply-chain hiccup erode customer confidence. Protect every parcel and pixel with bespoke insurance built for D2C innovators.

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