CrewCare: Accident Insurance That Understands
Ensure your employees are covered when life throws a wrench with timely payouts and a stress-free safety net.
Your One-Stop Solution For Group Personal Accident Insurance
- Comprehensive Accident Protection
- Quick & Hassle-Free Claims
- Income Continuation Benefits
- Family & Rider Flexibility
- Comprehensive Accident Protection
- Quick & Hassle-Free Claims
- Income Continuation Benefits
- Family & Rider Flexibility
4000+ Client Reviews Group Personal Accident Insurance Clients
What Is Group Personal Accident (GPA) Insurance?
Group Personal Accident (GPA) Insurance is like a financial hug for your employees and their families if an accident happens. The company pays for it, and it covers everyone.
If someone gets hurt, GPA can help with hospital bills. If something serious happens, like disability or death, they get a payout.
What is covered under GPAI?
- Accidental Death: 100% payout to family, if the unthinkable happens.
- Total Disability: Full payout to help with long-term support.
- Partial Disability: Payout based on the injury, to help get back on track.
- Temporary Disability: Weekly or monthly income until you're back on your feet.
- Medical Bills: Covers hospital visits, surgeries, and all that jazz.
- Bonus Perks:
- Kids' Education: Helps with school fees if something happens.
- Funeral Costs: Covers expenses for final arrangements.
- Home & Car Mods: Helps with changes needed for mobility.
- Extra Cash: Daily hospital money and critical illness benefits.
Why It's a Good Idea?
- Protects Your People: Accidents happen, GPA keeps things from turning into a money nightmare.
- Happy Team: Shows you care, boosts morale, and keeps folks around longer.
- Keeps Things Running: Quick support means less disruption and a stronger team.
- Smart Money: Affordable coverage that's way better than individual plans.
Group Term Life Insurance (GTLI)
Types of Claims
- Accidental death, permanent/partial disability, temporary disability, and medical expense reimbursement (if included) , weekly benefits
Claim Intimation
- Notify the insurer within 24–48 hours of the incident.
Key Documents
- FIR or police report (mandatory for accidents), claim form, medical/disability certificate, photos (if required).
Pro Tips
- Medical certification must mention the extent of disability. Delays or missing FIRs are top reasons for rejections.
Insurance Partners
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FAQ's
Is Personal Accident Cover valid outside India?
Yes, it provides worldwide coverage.
What is the benefit under Permanent Total Disability?
If completely and permanently disabled due to an accident (e.g. loss of both eyes, hands, or legs), 100% of the Sum Insured is paid.
What is the benefit under Permanent Partial Disability?
Partial loss (e.g. speech) is compensated as per a fixed scale. Example: Loss of speech = 50% of Sum Insured.
Is an accident under alcohol influence covered?
No, such claims are excluded.
What is Inquest Panchanama?
A judicial investigation to determine the cause of unnatural death.
What is Spot Panchanama?
It records the exact location where the body was found.
What are the general exclusions in home insurance policies?
- Aviation/ballooning, except as a fare-paying passenger in a licensed aircraft.
- Motor racing or trial runs.
- Nuclear energy/radiation-related losses.
- Sexually transmitted diseases, including HIV/AIDS.
- Suicide, self-harm, or attempted suicide.
- Influence of alcohol or drugs.
- Criminal acts or unlawful activities.
- War, invasion, or civil unrest.
- Pregnancy, childbirth, miscarriage, or related complications.
Customers Says..
Huge thanks to Coverbizz for handling our Group Personal Accident Insurance with such professionalism. The team guided us at every step—quick and stress-free!
GPA Insurance
Company Name
Huge thanks to Coverbizz for handling our Group Personal Accident Insurance with such professionalism. The team guided us at every step—quick and stress-free!
