Risks Home Insurance Got Your Back On
Protection from fire, theft, vandalism, storms, and some water damage.
Assistance with repair costs and temporary living expenses to ease the financial burden.
Coverage if someone gets hurt on your property and you're liable.
Customizable policies to match your needs and property.
Cover For Your Haven
Shielding Your Sanctuary, Hassle free
- India's top home insurers, family-tested protection
- Complete Coverage, Foundation to Memories, Under One Roof
- Practical add-ons for jewellery, electronics.
- Rest Easy, From Quote to Claim
Home Insurance
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From Startups to Stalwarts, India’s Finest Choose CoverBizz
What is Home Insurance?
Insurance That Pays When Your House Decides to Have a Bad Day!
Whether it’s monsoon floods in Mumbai, earthquakes in Delhi, or that neighbor’s cooking experiment gone wrong, home insurance ensures that “home” remains your safe haven even when Mother Nature or Murphy’s Law decides to visit. It’s like having a magical repair kit that works with money instead of miracles!
Why Is This Policy Vital?
Because Homes Are Expensive, but Rebuilding Them Is Priceless!
Indian families invest 70% of their lifetime savings in homes, with average property values reaching ₹50 lakh to ₹2 crore in major cities. One fire, flood, or earthquake can erase decades of EMIs and family memories. Home insurance is the difference between “temporary displacement” and “permanent financial devastation.” It’s survival insurance for family dreams!
Who Needs Home Insurance?
Homeowners & Villa Owners
Your dream home needs dream protection! Structure, contents, and family coverage against nature's mood swings and unexpected accidents.
Apartment Dwellers & Flat Owners
Condo living, comprehensive protection! Interior coverage, personal belongings, and liability protection that complements your society's insurance.
Tenants & Renters
Renting doesn't mean risking! Personal belongings, temporary accommodation, and liability coverage for everything you call "mine" in someone else's space.
Landlords & Property Investors
Rental property protection that actually pays rent! Tenant damage coverage, rental income loss, and property protection for your investment portfolio.
NRI & Overseas Property Owners
Long-distance love for your Indian home! Specialized coverage for properties maintained by caretakers, tenants, or family members while you're abroad.
Senior Citizens & Retirees
Golden years deserve golden protection! Enhanced medical emergency coverage, home nursing benefits, and age-specific add-ons for peaceful retirement living.
What Home Insurance Covers
Fire & Explosion
Burglary & Theft
Natural Disaster
Water Damage
Liability Claim
Falling Objects
Furniture & Fixture
Riots & Strikes
Jewellery & Cash
Art & Anitques
Electronic Equipment
Terrorism Acts
Inclusions & Exclusions
Inclusions
Building & Structure
House reconstruction costs, boundary walls, gates, and permanent fixtures
Contents & Belongings
Furniture, electronics, clothing, books, and household items up to declared values
Personal Accident
Family member injury, disability, and death benefits during insured events
Alternative Accommodation
Hotel and rental costs when home becomes uninhabitable due to covered perils
Burglary & Theft
Forcible entry, theft of belongings, and damage to locks and security systems
Exclusions
Wear & Tear
Normal aging, deterioration, and maintenance issues not covered
War & Nuclear Risks
Military actions, nuclear hazards, and radiation damage excluded
Mysterious Disappearance
Items that vanish without evidence of theft or covered peril
Consequential Losses
Business income loss and indirect damages beyond policy scope
Pre-existing Damage
Structural problems and damages existing before policy inception
Insurance Partners
We’re Partners With 20+ Major Insurance Companies
FAQ's
Yes, personal belongings are typically covered worldwide up to specified limits, including during travel.
Standard home insurance usually includes basic coverage for jewelry, gold, and artwork, but limits often apply. For high-value items, you may need to schedule them separately or purchase a floater policy to ensure full protection against theft or loss.
Accidental damage by domestic staff is covered, but intentional acts require separate domestic help insurance.
Temporary accommodation has time and amount limits specified in the policy.
The "naughty list" includes: intentional damage, war zones, nuclear disasters, mysterious disappearances (like missing socks), and normal wear-and-tear. Bad intentions = no coverage!
Yes! Whether it's Mumbai's annual swimming pool transformation or Chennai's surprise water parks, monsoon mayhem is totally covered under standard policies.
Customers Says..
Mrs. Lakshmi Mishra, (Homeowner, Patna)
Mr. Rajesh Sharma, (Homeowner, Mumbai)
