CoverBizz

YOUR RISK OUR RESPONSIBILITY

Logistics & Warehousing Industry

Insurance Solutions That Protect Your Precious Legacy

“From dock to doorstep, your cargo faces countless risks. Get rock-solid protection with insurance solutions designed for India’s logistics & warehousing sector. Whether you’re moving smartphones or steel, we ensure your business keeps rolling even when things go sideways.

Logistics & Warehousing Industry

    Insurance Products

    Marine Cargo Insurance

    All-risk protection for goods in motion
    Comprehensive coverage for inland, import/export cargo against fire, theft, accidents, and natural disasters with Institute Cargo Clauses A/B protection
    Explore

    Transit Insurance

    Door-to-door goods protection
    Covers road, rail, air, sea transport against collision, overturning, loading/unloading damage, and theft during movement across India
    Explore

    Warehouse & Storage Insurance

    Complete facility and stock protection
    Protects buildings, machinery, inventory, and equipment against fire, burglary, natural disasters, and business interruption
    Explore

    Carrier Liability Insurance

    Legal protection for transporters
    Covers third-party claims, cargo damage liability, and legal costs when goods are damaged or lost while in your custody
    Explore

    Cyber Security Coverage

    Digital logistics protection
    Shields against ransomware, data breaches, system failures affecting WMS/TMS operations and supply chain disruptions
    Explore

    Business Interruption Insurance

    Cash flow protection during disruptions
    Compensates for lost revenue, ongoing expenses when operations stop due to fire, floods, or other covered events
    Explore

    Equipment Breakdown Coverage

    Machinery and tech protection
    Covers forklifts, conveyor systems, refrigeration units, and automated equipment against sudden mechanical failures
    Explore

    Trusted By 1500+ Enterprises

    Join businesses who’ve made CoverBizz their risk management partner

    What Keeps Logistics Leaders Awake at Night?

    Top 5 Current Risks

    01

    Cyber Attacks & System Failures

    50% surge in logistics cyber incidents over 3 years with 38% companies facing unresolved data security issues

    02

    Fire & Warehouse Disasters

    Major warehouse fires causing ₹250+ crore losses in single incidents, with short-circuits being primary cause​

    03

    Supply Chain Disruptions

    Average shipping delays increased 30-45 days, resulting in 20-30% higher inventory costs for businesses

    04

    Cargo Theft & Transit Loss

    Rising theft incidents during transport with insufficient carrier liability coverage leaving businesses exposed

    05

    Equipment & Technology Breakdown

    IoT proliferation creating 10,000+ connected devices per warehouse, expanding cyber-physical attack surfaces

    01

    Marine Cargo Insurance

    All-risk coverage for goods movement via road, rail, sea, and air - the logistics industry foundation

    02

    Warehouse Storage Protection

    Comprehensive facility coverage against fire, theft, and natural disasters with stock protection

    03

    Transit Insurance

    Door-to-door cargo protection during domestic and international movement

    04

    Cyber Security Coverage

    Essential protection against ransomware and data breaches targeting logistics operations

    05

    Business Interruption Insurance

    Revenue protection during operational shutdowns due to covered events

    How CoverBizz Keeps Your Logistics Business Moving

    Most Bought Insurance

    Covered Stakeholders

     

    Logistics Operators & 3PLs

    Comprehensive operational coverage

    Warehouse Staff & Management

    Workplace safety and liability protection

    Drivers & Transport Personnel

    Transit and occupational coverage

    Technology Teams

    Cyber liability and errors & omissions

    Customers & Third Parties

    Public liability and cargo owner protection

    Supply Chain Partners

    Extended coverage for vendors and contractors

    Inclusions & Exclusions

    Inclusions

    Fire & Natural Disasters

    Complete protection against fire, floods, earthquakes, storms affecting facilities and cargo

    Theft & Burglary

    Coverage for cargo theft, warehouse break-ins, and malicious damage during storage/transit

    Transit Damage

    Protection for goods during loading/unloading, collision, overturning, and handling mishaps

    Cyber Incidents

    Coverage for ransomware, data breaches, and system failures affecting logistics operations

    Equipment Breakdown

    Sudden mechanical/electrical failures of warehouse equipment, conveyor systems, and vehicles

    Exclusions

    Wear & Tear

    Normal depreciation and gradual deterioration of equipment and facilities excluded

    Improper Packaging

    Damage due to inadequate or insufficient packing not covered

    War & Terrorism

    Damages from war, nuclear risks, and terrorist activities typically excluded

    Intentional Acts

    Deliberate damage or fraudulent activities by insured parties not covered

    Consequential Losses

    Indirect losses beyond specified coverage limits excluded

    Insights & Resources

    Why Get Insured

    Why Logistics & Warehousing Businesses Can't Afford to Go Uninsured

    Rapid Digital Claims Success

    HDFC ERGO and RIVIGO partnership delivered real-time policy issuance and rapid claim settlements, revolutionizing marine insurance experience for logistics customers

    HUL vs New India Victory

    Bombay High Court ruled in favor of HUL when cargo suffered water damage during monsoon, establishing that temporary port storage doesn't interrupt transit coverage

    Warehouse Fire Recovery

    CWC's ₹14,000 crore insurance coverage enabled quick recovery from multiple incidents, proving comprehensive protection pays off during disasters

    Marine Cargo Success Rate

    Specialized cargo claims recovery firms achieve 81% success rate in 2022, with most claims resolved within 8-12 weeks through expert handling

    Insurance Partners

    We’re Partners With 20+ Major Insurance Companies

    FAQ's

    What's the difference between Marine Cargo and Transit Insurance?

    Marine Cargo Insurance covers international and domestic shipments via all transport modes with Institute Cargo Clauses, while Transit Insurance specifically covers inland movement within India with basic/comprehensive coverage options.

    How quickly are logistics insurance claims settled?

    Standard cargo claims under ₹5 lakhs are processed within 7-10 days with proper documentation, while complex warehouse or cyber claims may take 30-45 days depending on investigation requirements.

    Does insurance cover cyber attacks on logistics operations?

    Yes, specialized cyber coverage protects against ransomware, data breaches, and system failures affecting WMS/TMS operations, with 50% increase in cyber incidents making this essential.

    What warehouse risks require mandatory insurance coverage?

    WDRA-registered warehouses must have Standard Fire & Special Perils policy, stock insurance, burglary policy, and fidelity coverage as per regulatory requirements.

    Are goods covered during temporary storage at ports/warehouses?

    Yes, temporary storage during customs clearance or transport scheduling doesn't interrupt transit coverage, as established by Bombay High Court ruling in HUL vs New India case.

    Customers Says..​

    “A monsoon seepage issue damaged cartons in our warehouse. CoverBizz helped document the loss and coordinated surveyor visits quickly.”
    Vikas Singh
    Vikas Singh Delhi
    “We handle high-value consignments. CoverBizz improved our transit cover wording and clarified what’s needed for claims-invoice, GR, POD, everything.”
    Neha Agarwal
    Neha Agarwal Jaipur
    “When a theft incident occurred, CoverBizz guided the FIR and claim intimation process step-by-step and kept follow-ups consistent.”
    Mohit Tyagi
    Mohit Tyagi Gurugram (NCR)

    "In logistics, timing is everything - except when disaster strikes.
    Don't let a fire, cyber attack, or cargo loss derail your entire operation. Your supply chain is only as strong as its weakest link, and that shouldn't be your insurance coverage. Get comprehensive protection that moves as fast as your business."

     Connect Our Experts